No Claim Discount (NCD) Protector

The No Claim Discount (NCD) Protector is an extension of your motor car insurance policy. It protects your NCD status – it allows you to make a claim under your policy without losing your NCD (%) status.

This benefit is only available to you if your NCD is 50%. (Some insurers allow their clients to add on this benefit if their NCD is 40% and above.)

The table below shows how the NCD Protector affects your NCD (%) if you have made claims within the policy period:

NCD Protector

For example, if you have an NCD of 50% and have made one claim, your NCD will drop to 20%. The NCD protector will allow you to maintain your NCD at 50% upon your next motor insurance renewal.

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By | 2016-12-14T02:55:49+00:00 February 5th, 2009|Definition Of Car Insurance Terms|3 Comments