No Claim Discount (NCD) Protector


Car Insurance Singapore

The No Claim Discount (NCD) Protector is an extension of your motor car insurance policy. It protects your NCD status – it allows you to make a claim under your policy without losing your NCD (%) status.

This benefit is only available to you if your NCD is 50%. (Some insurers allow their clients to add on this benefit if their NCD is 40% and above.)

The table below shows how the NCD Protector affects your NCD (%) if you have made claims within the policy period:

NCD Protector

For example, if you have an NCD of 50% and have made one claim, your NCD will drop to 20%. The NCD protector will allow you to maintain your NCD at 50% upon your next motor insurance renewal.

Click Here to go back to Motor Insurance Singapore Home

Friends Who Read the Above Article Also Read:

  1. Tenet (ExcelDrive Gold) – Summary of Main Benefits – Authorised Workshop
  2. Should You Buy NTUC Car Insurance or Chartis Car Insurance?
  3. EQ Insurance (Classic) – Summary of Main Benefits (Authorized Workshops)
  4. AXA Insurance – Summary of Main Benefits (Authorized Workshops)
  5. Liberty Insurance – Summary of Main Benefits (Authorized Workshops)


2 Responses to “No Claim Discount (NCD) Protector”
  1. Real Estate For Sale | Automobile Loan Says:

    [...] No Claim Discount (NCD) Protector [...]

  2. Josh Ho Says:

    Oh.. never knew about this till now. Thank you for putting this NCD table up, it’s so comprehensive and clear. Look forward to reading your posts.

Leave a Reply

Security Code: