"If You Save Nothing Else This Year — And No Matter How Busy You Are — You Can Still Save on Car Insurance..."

... by Comparing Quotes From
Different Insurers:

“My existing car insurance company quoted me $2,700+ for my renewal premiums. But simply by comparing quotations from different companies, I’m able to save $783, and the best thing is I don’t have to spend any time to do the comparison myself.”

★★★★★ Recommended

– Sheryn Toh, Toa Payoh

“I used this service to get my motor car insurance on the cheap even after my car got into an accident, which caused my original insurer to jack up my auto insurance premiums by heaps. I'm now able to save close to $1,000, and this alone can pay for my holiday ticket to Bali. Definitely a smart choice for me, or anyone else!”

★★★★★ Recommended

– Adrian Yap, Yio Chu Kang

“Thank you for the help. I am very happy with the services provided and will definitely use your service again.”

★★★★★ Recommended

– Siew Guan, Boon Lay

“Thank you very much. Very efficient and customer-oriented. I have a positive experience doing business with you so far. Looking forward to doing again with you.”

★★★★★ Recommended

– Fook Seng, Cairnhill Rise

“The entire procedure was easy and simple and rates were competitive. I recommend... for good rates.”

★★★★★ Recommended

– Muthiah Sreetharan, Rivervale Crescent

“…always managed to respond to my queries promptly and it just makes the process enjoyable. Thanks!”

★★★★★ Recommended

– Seng Wei, Bukit Batok

“…service has been very excellent since she served me one year ago. She is one of the few I encountered who provide great support & prompt response to me. I am glad to hv been served by her! Pls extend my appreciation to her and inform her manager. Tks a lot!”

★★★★★ Recommended

– Moon Tan, Cantonment Close

“Thank you to Gina for her outstanding services. I have been her client for years. Gina has consistently provided me with competitive and reasonable quotations, helping me save significantly. She is always prompt in her responses, gives me valuable advices, and assists me in resolving issues with other parties. I truly appreciate her exceptional service and professionalism.”

★★★★★ Recommended

– David Chew

“Have been getting car insurance from them for years. Very fast, efficient and caring in terms of my concerns. Kudos to Gina and team!! Will definitely continue to get their services. Highly recommended!!”

★★★★★ Recommended

– Hana Elina (Jef)

“I am very appreciative of Gina for her help. She is sincere in her dealing and really goes extra mile to help her customer. I renewed my car insurance with her again despite of good online offers. Thank you and keep it up.”

★★★★★ Recommended

– Frederic Siew

“Gina has handled my car insurance for more than a decade. She always sends me quotations way ahead giving me sufficient time to review and compare so that I can make a decision. She is always prepared to source for additional quotations based on my requirements. I have found her quotations to be very reasonable and meet what I need. Gina is also very responsive to my queries and requests. She typically replies within the hour. Gina is really a top notch professional in her field and I would not hesitate to recommend her service to anyone.”

★★★★★ Recommended

– M Lau

Disclaimer: Individual results vary and there is no guarantee of specific results

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How to Compare Car Insurance Quotes

(A Few Brief Notes)

There are 3 main types of coverage:

  • Comprehensive - Full protection for your vehicle and third parties
  • Third Party Fire & Theft - Covers others plus fire/theft damage to your car
  • Third Party Only - Basic coverage for damages to others
If choosing Comprehensive: Decide whether you want to use the insurer's panel of workshops or your car dealer's workshop for accident repairs.
Car age matters: If your car is older or on a renewed COE, some insurers may only offer TPFT or TPO coverage. Check if comprehensive coverage is still available for your vehicle's age.

Insurers compete for your business, but they also offer different coverage. Here's what to consider:

Excess Amount

This is what you pay when making a claim. Determine what you can comfortably afford in an unforeseen event.

No-Claim Discount (NCD)

If you've built up NCD with your current insurer, you can transfer it to your new insurer. Check if they match your NCD level and whether NCD protection is included or optional. NCD can go up to 50% after 5 claim-free years.

Additional Coverage
  • NCD Protector
  • Roadside assistance
  • Telematics / pay-as-you-drive discounts for low-mileage drivers
  • Quality of insurer's customer support

Determine if you want to add named drivers to your insurance policy.

In most cases, named drivers enjoy the same excess and coverage as the main driver.

Select as many major insurers as you can and request quotes from their websites.

For each quote, review:
  • Coverage details
  • Excess amounts
  • Additional benefits
  • Premium cost
  • Payment options (annual vs. monthly instalments)

Best practice: Aim for 5–7 different quotes. Put them into a spreadsheet and sort from lowest to highest price, or whatever method works for you.

Note: This process can take several hours. Also, if you have young, elderly, or inexperienced drivers, some insurers may not offer a quote.

Pick the best quote from your list, knowing you've scoured the market for reasonably-priced coverage.

Will you always get the cheapest car insurance?

There's a good chance, and sometimes you may find a steal. But the main idea is to get the most bang for your buck — finding the widest coverage for a reasonably low cost. After all, you don't want to go for the cheapest only to find certain protections missing down the road, right?

Tip: You can usually renew up to 60 days in advance. There's no grace period for motor insurance in Singapore, so don't leave it to the last minute.

Or skip the hassle and let us do the comparison for you

Contact Us to Get Free Quotes Now