Chatis – AIG (AutoPlus) – Summary of Main Benefits – Authorised Workshop


Car Insurance Singapore

Summary of Main Benefits For AIG
(AutoPlus – Authorised Workshop)

Windscreen Coverage $107 (Inclusive of GST) of excess is payable
Loss Of Use Courtesy Car provided (up to 10 days)
NCD Protector Nil
PA for insured/passengers $50,000 / $10,000
Towing service Free (even for mechanical breakdown)
Medical Reimbursement $300 (insured & passengers)
Waiver of excess Only at authorized workshop (50% NCD – waived off $600 & <50% NCD –waived off $300)
Workshop Only Authorized Workshops, however if new car is still under 3 year warranty from distributor/Agent, AIG allows driver to go back for repair.

* If the car is parallel imported & under 3 yr warranty, then driver needs to go back to authorized workshop.

Excess for young/inexperience driver/unnamed driver An “Elderly, Young and/or Inexperienced Driver Excess” (“EYIDR”) of an additional sum of $3,000 in additional to the original policy excess (i.e $600) applies to an Authorized Driver (named or unnamed) if the Authorized Driver is above the age of 65, below the age of 23 and/or hasless than 2 year’s driving experience.
Installment Plan Yes (Only DBS/POSB/UOB – 6 or 12 month)
Payment Method Cash/Cheque/Credit Card

For New Cars: What to Do During the Break-In Period


Car Insurance Singapore

New cars require a period of conditioning (called break-in period) so that the mechanical system can segue into full working condition. You’ve bought your new car and now you want to make it last at long as possible in top condition. The break-in period helps you achieve this. Here are some things to remember as you pull your new car out of the dealer’s lot:

1. During the break-in period — usually the first 1,000 to 2,000 km — keep your speed under 85 km/h or to the speed recommended by your car manufacturer’s operating manual.

2. Use only light to medium acceleration — keep the engine rpm below 3,000.

3. Avoid heavy loads on the drive train. This means avoid squeezing too many people into the car, avoid towing anything and avoid loading the roof rack or trunk with heavy items.

4. Do not allow your new car to idle for long periods. The oil pressure isn’t high enough to send oil to every part of your engine thus creating additional mechanical wear and tear.

Failing to apply the above practice for new cars may result in additional stress and strain on your car’s mechanical system leading to more frequent workshop visits.

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