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Liberty Insurance – Summary of Main Benefits (Authorized Workshops)


Car Insurance Singapore

Liberty Insurance – Summary of Main Benefits (Authorized Workshops)

Windscreen Coverage $100 + 7% GST Excess is applicable & Free Reinstatement
Loss Of Use Courtesy car provided (for up to 5 days)
NCD Protector 10% premium is payable
PA for insured / passengers $50,000
Towing Service Free – for accident
Waiver of Excess Nil
Workshop Authorized Workshops Only
Excess for Young / Inexperienced Driver / Unnamed driver $3,000 – Additional Excess for Young, Elderly & Inexperienced Drivers. $1,100 – Unnamed Drivers
Installment Plan No
Payment Method Cash/Cheque/Credit Card

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Etiqa – Summary of Main Benefits – Any Workshop


Car Insurance Singapore

Summary of Main Benefits For Etiqa
(Any Workshop)

Windscreen Coverage Free for 1st claim only, subsequent pay $40 (+ 7% GST)
Loss Of Use Nil, No courtesy car provided
NCD Protector 10% of premium – only applicable for 50% NCD
PA for insured / passengers Up to $20,000
Towing Workshop To be included in the claims amount
Waiver of Excess Nil
Workshop Any workshop only (Or can go to Etiqa’s recommended workshops)
Excess for Young / Inexperienced Driver / Unnamed driver An additional excess of $2,000 will be imposed on top of the policy excess if the insured vehicle is driven by any authorized person (other than the insured/named driver) who is under age 22 or less than 2 years of driving experience.
Installment Plan Not available
Payment Method Cash Cheque only

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Chatis – AIG (AutoPlus) – Summary of Main Benefits – Authorised Workshop


Car Insurance Singapore

Summary of Main Benefits For AIG
(AutoPlus – Authorised Workshop)

Windscreen Coverage $107 (Inclusive of GST) of excess is payable
Loss Of Use Courtesy Car provided (up to 10 days)
NCD Protector Nil
PA for insured/passengers $50,000 / $10,000
Towing service Free (even for mechanical breakdown)
Medical Reimbursement $300 (insured & passengers)
Waiver of excess Only at authorized workshop (50% NCD – waived off $600 & <50% NCD –waived off $300)
Workshop Only Authorized Workshops, however if new car is still under 3 year warranty from distributor/Agent, AIG allows driver to go back for repair.

* If the car is parallel imported & under 3 yr warranty, then driver needs to go back to authorized workshop.
Excess for young/inexperience driver/unnamed driver An “Elderly, Young and/or Inexperienced Driver Excess” (“EYIDR”) of an additional sum of $3,000 in additional to the original policy excess (i.e $600) applies to an Authorized Driver (named or unnamed) if the Authorized Driver is above the age of 65, below the age of 23 and/or hasless than 2 year’s driving experience.
Installment Plan Yes (Only DBS/POSB/UOB – 6 or 12 month)
Payment Method Cash/Cheque/Credit Card

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