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MSIG – Summary of Main Benefits (Any Workshop)


Car Insurance Singapore

MSIG – Summary of Main Benefits (Any Workshop)

Windscreen Coverage $0 Excess & Free Reinstatement (unlimited)
Loss Of Use Nil
NCD Protector Only applicable for those with 50% NCD, additional 10% premium is payable
PA for insured / passengers $20,000 / $10,000
Towing Service Free – for accident
Waiver of Excess Nil
Workshop Any Workshop
Excess for Young / Inexperienced Driver / Unnamed driver Additional $2,000 excess will apply to any authorized driver (other than the policy holder/primary driver) who is 26 years old or below and/or holder of a qualified driving license of less than 2 years
Installment Plan Not available
Payment Method Cash/Cheque/Credit Card

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Tenet (ExcelDrive Gold) – Summary of Main Benefits – Authorised Workshop


Car Insurance Singapore

Tenet (ExcelDrive Gold) – Summary of Main Benefits (Authorised Workshops)

Windscreen Coverage $0 Excess & Free Windscreen Reinstatement (Limited to once during policy period) max of 2 claims
Loss Of Use Daily Cash benefit given depending on CC of car (Repairs period exceed 3 days)
NCD Protector Free NCD Protector if NCD is 30% -50%
PA for insured / passengers $20,000 / $10,000
Towing Service Free – for accident
Waiver of Excess Original Excess Waived up to $1,000 (for first 2 claims)
Workshop Authorized Workshops Only
Excess for Young / Inexperienced Driver / Unnamed driver Additional excess (on top of original excess): Named Young and/or Inexperienced, Drivers or Elderly Drivers – $1,500. Unnamed Young and/or Inexperienced Drivers or Elderly Drivers – $3,000. ‘Young Drivers’ shall be defined as drivers (including the Insured) who are below 25 years old. ‘Inexperienced Drivers’ shall be defined as drivers (including the Insured) who have < 2 years of driving experience. 'Elderly Drivers' shall be defined as drivers (including the Insured) who are > 70 years old. Unnamed All Other Drivers – $500
Installment Plan Not available
Payment Method Cash/Cheque/Credit Card

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Chatis – AIG (AutoPlus) – Summary of Main Benefits – Authorised Workshop


Car Insurance Singapore

Summary of Main Benefits For AIG
(AutoPlus – Authorised Workshop)

Windscreen Coverage $107 (Inclusive of GST) of excess is payable
Loss Of Use Courtesy Car provided (up to 10 days)
NCD Protector Nil
PA for insured/passengers $50,000 / $10,000
Towing service Free (even for mechanical breakdown)
Medical Reimbursement $300 (insured & passengers)
Waiver of excess Only at authorized workshop (50% NCD – waived off $600 & <50% NCD –waived off $300)
Workshop Only Authorized Workshops, however if new car is still under 3 year warranty from distributor/Agent, AIG allows driver to go back for repair.

* If the car is parallel imported & under 3 yr warranty, then driver needs to go back to authorized workshop.
Excess for young/inexperience driver/unnamed driver An “Elderly, Young and/or Inexperienced Driver Excess” (“EYIDR”) of an additional sum of $3,000 in additional to the original policy excess (i.e $600) applies to an Authorized Driver (named or unnamed) if the Authorized Driver is above the age of 65, below the age of 23 and/or hasless than 2 year’s driving experience.
Installment Plan Yes (Only DBS/POSB/UOB – 6 or 12 month)
Payment Method Cash/Cheque/Credit Card

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