OAC (Drive & Save) – Summary of Main Benefits (Authorised Workshops)


Car Insurance Singapore

OAC (Drive & Save) – Summary of Main Benefits (Authorised Workshops)

Windscreen Coverage $0 Excess & $50 for Reinstatement
Loss Of Use Nil
NCD Protector 10% premium is payable
PA for insured / passengers $20,000
Towing Service Free (only for accident)
Waiver of Excess 40% & 50% NCD: waives off 100% of excess. 30% NCD & below: waives off 50% of excess
Workshop Authorised Workshop. If new car is still under 3 year warranty from distributor/Agent, OAC allows driver to go back to distributor workshop for repair
Excess for Young / Inexperienced Driver / Unnamed driver Unnamed – (Age < 22): $2,000. Unnamed – (Age > 22 & < 3 years driving exp): $1,500. Unnamed – (Age > 22 & > 3 years driving exp): $500. Named – (Less than 3 years driving experience): $ 1,000 + Original excess (of insured)
Installment Plan Yes, only by OCBC credit card only
Payment Method Cash/Cheque/Credit Card

MSIG – Summary of Main Benefits (Any Workshop)


Car Insurance Singapore

MSIG – Summary of Main Benefits (Any Workshop)

Windscreen Coverage $0 Excess & Free Reinstatement (unlimited)
Loss Of Use Nil
NCD Protector Only applicable for those with 50% NCD, additional 10% premium is payable
PA for insured / passengers $20,000 / $10,000
Towing Service Free – for accident
Waiver of Excess Nil
Workshop Any Workshop
Excess for Young / Inexperienced Driver / Unnamed driver Additional $2,000 excess will apply to any authorized driver (other than the policy holder/primary driver) who is 26 years old or below and/or holder of a qualified driving license of less than 2 years
Installment Plan Not available
Payment Method Cash/Cheque/Credit Card

Tenet (ExcelDrive Gold) – Summary of Main Benefits – Authorised Workshop


Car Insurance Singapore

Tenet (ExcelDrive Gold) – Summary of Main Benefits (Authorised Workshops)

Windscreen Coverage $0 Excess & Free Windscreen Reinstatement (Limited to once during policy period) max of 2 claims
Loss Of Use Daily Cash benefit given depending on CC of car (Repairs period exceed 3 days)
NCD Protector Free NCD Protector if NCD is 30% -50%
PA for insured / passengers $20,000 / $10,000
Towing Service Free – for accident
Waiver of Excess Original Excess Waived up to $1,000 (for first 2 claims)
Workshop Authorized Workshops Only
Excess for Young / Inexperienced Driver / Unnamed driver Additional excess (on top of original excess): Named Young and/or Inexperienced, Drivers or Elderly Drivers – $1,500. Unnamed Young and/or Inexperienced Drivers or Elderly Drivers – $3,000. ‘Young Drivers’ shall be defined as drivers (including the Insured) who are below 25 years old. ‘Inexperienced Drivers’ shall be defined as drivers (including the Insured) who have < 2 years of driving experience. 'Elderly Drivers' shall be defined as drivers (including the Insured) who are > 70 years old. Unnamed All Other Drivers – $500
Installment Plan Not available
Payment Method Cash/Cheque/Credit Card