OAC (Drive & Save) – Summary of Main Benefits (Authorised Workshops)
| Windscreen Coverage | $0 Excess & $50 for Reinstatement |
| Loss Of Use | Nil |
| NCD Protector | 10% premium is payable |
| PA for insured / passengers | $20,000 |
| Towing Service | Free (only for accident) |
| Waiver of Excess | 40% & 50% NCD: waives off 100% of excess. 30% NCD & below: waives off 50% of excess |
| Workshop | Authorised Workshop. If new car is still under 3 year warranty from distributor/Agent, OAC allows driver to go back to distributor workshop for repair |
| Excess for Young / Inexperienced Driver / Unnamed driver | Unnamed – (Age < 22): $2,000. Unnamed – (Age > 22 & < 3 years driving exp): $1,500. Unnamed – (Age > 22 & > 3 years driving exp): $500. Named – (Less than 3 years driving experience): $ 1,000 + Original excess (of insured) |
| Installment Plan | Yes, only by OCBC credit card only |
| Payment Method | Cash/Cheque/Credit Card |