Etiqa car insurance is suitable for car owners who use their car regularly for commute and for joy rides. Before signing up for an Etiqa Car Insurance Policy, make sure you check out their list of benefits below. They can help you find out whether this insurer (or some others) can serve your needs.
A private settlement form is useful for handling minor car accidents where no bodily injuries are involved. Many incidents result in damages that cost no more than $1,000+. As such, it may not be wise to make a car insurance claim.
A No-Claim Discount (NCD) entitles you to a lower car insurance premium. The maximum NCD you can have is 50% and the lowest is 0%. Thus the discount you get depends on how high your NCD is. NCD is one of the ways you are rewarded for being a safe driver.