Below are the things to do if you happen to be involved in an accident – hopefully none of us ever need to apply these steps. But as the wise saying goes, always prepare for eventualities. Step 1 Stay calm. This is not easy, but you HAVE to. This usually determines how the [...]
Looking for the cheapest car insurance quote can be quite a hassle – looking up different auto insurers, putting together different quotes with different benefits, doing research on which insurance companies are reputable and which one makes you jump through hoops when you need to claim, etc. One way to skip through all these trouble [...]
Excess is included in a private motor insurance to deter motorists from making small claims. Excess is the initial amount of any claim that the auto insurer will not pay. In other words, the car owner has to bear this cost. For example, if the cost of your claims amount to $2,000 and the deductible [...]