EQ Insurance (Classic) – Summary of Main Benefits (Authorized Workshops)


Car Insurance Singapore

EQ Insurance (Classic) – Summary of Main Benefits (Authorized Workshops)

Windscreen Coverage $100 + 7% GST of Excess is payable. Free Reinstatement (max 2 claims)
Loss Of Use Nil
NCD Protector Only 50% NCD holder is eligible. 10% premium payable.
PA for insured / passengers $50,000
Towing Service Free – for accident only, up to $500
Waiver of Excess Nil
Workshop Authorized Workshops Only
Excess for Young / Inexperienced Driver / Unnamed driver Unnamed driver – twice the policy excess of insured (e.g Insured – $750, unnamed driver – $1,500), > 26 years old or < 70 years old, > 2 years driving exp. Young/elderly/inexperience driver – an additional $3,000 + unnamed driver excess (e.g $3,000 + $1,200)< 26 years old or > 70 years old, < 2 years driving exp.
Installment Plan Citibank (6 or 12 months)
Payment Method Cash/Cheque/Credit Card

Liberty Insurance – Summary of Main Benefits (Authorized Workshops)


Car Insurance Singapore

Liberty Insurance – Summary of Main Benefits (Authorized Workshops)

Windscreen Coverage $100 + 7% GST Excess is applicable & Free Reinstatement
Loss Of Use Courtesy car provided (for up to 5 days)
NCD Protector 10% premium is payable
PA for insured / passengers $50,000
Towing Service Free – for accident
Waiver of Excess Nil
Workshop Authorized Workshops Only
Excess for Young / Inexperienced Driver / Unnamed driver $3,000 – Additional Excess for Young, Elderly & Inexperienced Drivers. $1,100 – Unnamed Drivers
Installment Plan No
Payment Method Cash/Cheque/Credit Card

OAC (Drive & Save) – Summary of Main Benefits (Authorised Workshops)


Car Insurance Singapore

OAC (Drive & Save) – Summary of Main Benefits (Authorised Workshops)

Windscreen Coverage $0 Excess & $50 for Reinstatement
Loss Of Use Nil
NCD Protector 10% premium is payable
PA for insured / passengers $20,000
Towing Service Free (only for accident)
Waiver of Excess 40% & 50% NCD: waives off 100% of excess. 30% NCD & below: waives off 50% of excess
Workshop Authorised Workshop. If new car is still under 3 year warranty from distributor/Agent, OAC allows driver to go back to distributor workshop for repair
Excess for Young / Inexperienced Driver / Unnamed driver Unnamed – (Age < 22): $2,000. Unnamed – (Age > 22 & < 3 years driving exp): $1,500. Unnamed – (Age > 22 & > 3 years driving exp): $500. Named – (Less than 3 years driving experience): $ 1,000 + Original excess (of insured)
Installment Plan Yes, only by OCBC credit card only
Payment Method Cash/Cheque/Credit Card