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Motor Insurance – Page 11 – Motor Insurance Singapore

Third-Party, Fire and Theft Insurance

The Third-Party, Fire and Theft insurance covers your own vehicle against loss or damage by fire or theft, on top of the scope of coverage provided by the third-party only insurance. Unfortunately, damage to the insured’s vehicle by anything other than fire and theft is not covered by under this policy. Most car owners will [...]

By | 2016-12-14T02:55:51+00:00 December 28th, 2008|Definition Of Car Insurance Terms|1 Comment

Third-Party Only Motor Insurance

This type of motor insurance provides coverage only for (1) death or bodily injuries to third parties &/or passengers, and (2) damage to 3rd party’s property. This is quite similar to the Act Liability Only Insurance, just that third-party insurance also covers against damage to property as well as accidents occurring on roads and private [...]

By | 2016-12-14T02:55:51+00:00 December 27th, 2008|Definition Of Car Insurance Terms|0 Comments

How Do Insurers Underwrite Your Motor Car Insurance Policy?

In the old days (before Sep 1989), insurance premiums were derived using a standard table provided by the General Insurance Association of Singapore (GIA). This table is known as a Motor Tariffs Table. Under this system, factors such as the ones below were used as a basis for computation: - Type of Cover, - Engine [...]

By | 2016-12-14T02:55:52+00:00 December 23rd, 2008|Must-Know Information for Savvy Car Owners|0 Comments