If you have not made any insurance claim in the past 1 year, your NCD will increase by 10%. The 2 tables below illustrate this:

For Private Cars:

For Commercial Vehicles and Motorcycles:

With the above in mind, it does not necessarily mean you will lose your NCD if you make an insurance claim.

In Singapore, insurers depend on a benchmark known as the Barometer of Liability Agreement (BOLA) to determine what your responsibility is for each accident you get into. As long as it is less than 20%, your NCD will not be affected.

Otherwise your NCD may drop by 30%, as illustrated in the table below:

There is a common misunderstanding about No-Claims Discount you must know about. People are often confused whether their NCD applies to them or their vehicle.

Technically, your NCD applies to you. This means whether you switch to another insurer or buy another vehicle, your NCD remains with you. Nevertheless if you own a second car, the NCD for that vehicle will have to start from 0%.

In other words, your NCD can be transferred from one insurer to another and from one car to another. But it cannot be transferred from one person to another.

(NCD also cannot be transferred from one vehicle class to another. For example, you cannot transfer your Motorcycle’s 20% NCD to your Car or vice versa.)

If you are concerned about losing your NCD in case of an accident, you can buy an NCD protector.  Most insurers only allow you to buy this rider if your NCD is at 50%. With this, even if you make an insurance claim, your NCD will not drop.

However you have to bear in mind that your NCD protector cannot be transferred from one insurer to another. This means if you want to retain your NCD at 50% after an accident, you have to renew with your existing insurer.

Finally, if you don’t own a car (or vehicle) for more than 12 months, you will lose your NCD. For example, if you sold off your car and went overseas, then bought a car again after more than 12 months, your NCD will start from 0% again.

If your car insurance renewal is near, you may find a great insurer by getting car insurance quotes from as many as 12 different car insurers. Simply take 2 minutes to fill up the form at www.motorinsurancesingapore.com and the best 3 quotes will be sent to you.

Friends Who Read the Above Article Also Read:

1. Renewing Your NTUC Car Insurance Policy
2. How Does A Car Insurance Comparison Benefit You?
3. NTUC Car Insurance – Should You Sign Up For The Drivo Classic Plan or The Drivo Premium Plan?
4. Should You Buy NTUC Car Insurance or Chartis Car Insurance?
5. NTUC Car Insurance – Third Party Liability Coverage, Medical Expenses & Personal Accident Benefits

If you have bought an NTUC car insurance before, you’ll probably know how to renew your motor insurance with NTUC Income. The process is easy and hassle free.

About one month before your car insurance expires, the insurer will send you a renewal notice. You can simply follow their step-by-step instruction to renew and pay for your car insurance.

This renewal notice serves as a reminder to renew your car insurance and your road tax. You may have to send your car for inspection before you can renew your road tax though. Inside this document, your car insurance renewal premium and the excess are stated.

Other than that, the insurance start date is also mentioned. In order to avoid problems renewing your road tax down the road, it is advisable to align your car insurance start date to your road tax start date.

To do this, you can simply request to extend your insurance policy or cut it short. It’ll be helpful if you can let the customer service officer know your intention to align your car insurance date with the road tax date.

After considering NTUC’s offer, you can choose to insure your car again with NTUC or source for quotes elsewhere.

In general, if the car insurance premium is less than the previous year, motorists wouldn’t mind renewing with their existing insurer. Otherwise they will readily find several other car insurance quotes from elsewhere to compare.

Why Do Customers Want to Renew Their Car Insurance With NTUC?

There are a few advantages to renewing your car insurance with NTUC. First, for being a repeat customer, you can enjoy a better rate.

Also, NTUC Income has improved their customer service by a great deal in the past 1-2 years. Therefore complaints you may have heard about are mostly a thing of the past.

Recently NTUC Income also organized an Orange Force Accident Response Team to assist customers in case they meet with an accident.

They can be called upon in a moment’s notice and they are available 24 hours a day, 7 days a week. On top of that, they will offer assistance regardless of where you are in Singapore.

The Orange Force Team moves about in a special 3-wheeled bike. Therefore even traffic congestion will not impede their quick response.

Having said this, we must also remember that NTUC car insurance is not perfect. Just like any insurance company, there will be times when customers are not happy with them for one reason or another.

Nevertheless it is important to understand that NTUC’s customer service officers are willing to solve those problems when they arise.

Apart from renewing your car insurance with NTUC Income, you can also protect your vehicle with other reputable insurers like Chartis Insurance, AXA Insurance, India International, etc.

To get quotes from these companies and more, click on www.motorinsurancesingapore.com and request for them.

Friends Who Read the Above Article Also Read:

1. Cancelling Your NTUC Car Insurance Policy
2. NTUC Car Insurance – Scope of Coverage For Your Vehicle (Own Damage and Loss )
3. NTUC Car Insurance – Should You Sign Up For The Drivo Classic Plan or The Drivo Premium Plan?
4. Different Types of NTUC Car Insurance
5. NTUC Car Insurance – Third Party Liability Coverage, Medical Expenses & Personal Accident Benefits

Why Do People Cancel Their Car Insurance Policy?

The most common reason is because they have sold their car and bought a new one. In this case, the existing insurance policy will not be applicable for the new car. Therefore it has to be cancelled and a new motor insurance policy enforced.

Secondly, if the car is lost through fire or theft, or if it is damaged beyond economical repair, it has to be scrapped. When this happens, the car insurance policy will automatically lapse. The market value of your vehicle will be paid out to you and you may choose to purchase another vehicle using the compensation.

As a side note, NTUC Income will not refund any unused policy value if at least one claim was made within the policy term. (This is generally the same for other insurers too.)

Another reason why an NTUC car insurance could be cancelled is because the details provided on the application form is incorrect. As such, the policy will not be valid since it is based on erroneous information. Therefore it has to be cancelled and a new contract reinforced.

An amendment (known as an endorsement) can be passed to correct minor mistakes though. Nevertheless the premiums may not remain the same.

What’s the Procedure like?

NTUC Income may cancel a car insurance policy by giving seven days’ notice at your last known address and you must return your original Certificate of Insurance to them.

You may also initiate the cancellation by notifying them in writing or by teleconversation. You must return your original Certificate of Insurance thereafter. The cancellation will take effect from the date NTUC Income receives your original Certificate of Insurance.

How To Calculate the Premium Refund?

The formula for premium refund depends on whether you’ll take up another insurance policy with NTUC Income within the next 90 days:

(i)    If you take up another NTUC Income policy within 90 days:

Premium Refund = Premium * Unexpired Period of Insurance / Original Period of Insurance

(ii)    Otherwise:

Premium Refund = 85% of Premium * Unexpired Period of Insurance / Original Period of Insurance

If the remaining unused premium is less than the minimum sum of $25, no refund will be made.

In summary, to cancel an NTUC car insurance policy, this is what you have to do:

1.    Email or call up NTUC
2.    Send in your Certificate of Insurance
3.    Wait for the refund cheque in your mailbox

Friends Who Read the Above Article Also Read:

1. Renewing Your NTUC Car Insurance Policy
2. Different Types of NTUC Car Insurance
3. NTUC Car Insurance – Third Party Liability Coverage, Medical Expenses & Personal Accident Benefits
4. NTUC Car Insurance – Scope of Coverage For Your Vehicle (Own Damage and Loss )
5. NTUC Car Insurance – Should You Sign Up For The Drivo Classic Plan or The Drivo Premium Plan?

Under NTUC Income, you will be protected against legal liabilities due to any accident. Thus you are covered against any deaths or bodily injury you cause to anyone. And you are protected (up to S$5,000,000) from any potential damage you may cause to any property arising from any one accident.

If someone else drives your car and gets into an accident, he is also covered. This is provided he or she is not concurrently insured under other car insurance policies. The coverage even extends to any of your passengers who are getting in and out of your vehicle or simply riding in it.

This benefit also applies should you be driving any other car not belonging or hired to you, provided this particular car is not covered by any other insurance for any loss or liability.

Medical Expenses

NTUC Income pays you, your named driver or your passengers up to $300 for medical expenses. Each party must be injured whilst in your car as a direct and immediate result of an accident involving your vehicle. Also, the number of passengers in your vehicle at the time of the accident must not exceed its seating capacity.

Personal Accident Benefits

Payment for personal accident benefits is shown in the Scale of Compensation issued together with your Certificate of Insurance. Each of your passengers and authorised driver will receive half of the amount stated.

Under the scale of compensation, you may receive the following amounts in case of eventualities:

- Death: $20,000
- Total and irrecoverable loss of all sight in both eyes: $20,000
- Total loss by physical severance at or above the wrist or ankle of both hands or both feet or of one hand together with one foot: $20,000
- Total loss by physical severance at or above the wrist or ankle of one hand or one foot together with the total and irrecoverable loss of all sight in one eye: $20,000
- Total and irrecoverable loss of all sight in one eye: $10,000
- Total loss by physical severance at or above wrist or ankle of one hand or one foot: $10,000

Finally, please note that you will find many exclusions as you read through the policy wording. This is because the insurer does not want anybody to profit from accidents nor take advantage of any loopholes in their insurance policy.

Apart from NTUC car insurance, you can also opt for Chartis car insurance or AXA car insurance. If you need car insurance quotes from reputable insurance companies such as these (and more), click on www.motorinsurancesingapore.com to find out more.

Friends Who Read the Above Article Also Read:

1. NTUC Car Insurance – Scope of Coverage For Your Vehicle (Own Damage and Loss )
2. Different Types of NTUC Car Insurance
3. NTUC Car Insurance – Should You Sign Up For The Drivo Classic Plan or The Drivo Premium Plan?
4. Cancelling Your NTUC Car Insurance Policy
5. Renewing Your NTUC Car Insurance Policy

First and foremost, your car, its accessories as well as parts are insured against loss or damage provided they are caused by accidental collision or overturning, fire, external explosion, self-ignition, lightning, burglary, housebreaking, theft or falling object, malicious act, strike, riot or civil commotion, flood, typhoon, hurricane, volcanic eruption, earthquake or other convulsion of nature.

This is pretty good, because you can claim for damage under almost any situation, including flood, a possible situation in Singapore from time to time.

Of course, NTUC Income also caps the maximum insurance payout to the prevailing Market Value of your vehicle at the time of loss or damage. This also means if your repair cost exceeds the market value of your car, NTUC will pay you your car’s market value instead.

If you are insured under NTUC’s Drivo Classic car insurance, you must go back to any of the appointed workshops for repair. Under NTUC’s Drivo Premium car insurance, you can go to any workshop you prefer for accident repairs.

Nevertheless if you can find a workshop that can fix your car at a cheaper rate, you can submit your proposal to NTUC Income for consideration and the insurer may allow you to go to this particular workshop you want instead of the authorised workshop.

In case your vehicle is damaged and requires towing, NTUC will pay up to $200 to help move your car from the accident scene to the nearest workshop. All you have to do is call their hotline or the workshop directly to arrange for a tow truck.

Finally, NTUC will replace any broken windscreen or window glass on your car. There is an excess associated to this benefit. To get your windscreen replaced, contact NTUC about your intention to replace your windscreen. Then drive down to any one of the appointed windscreen repairer approved by NTUC Income. The mechanics will then advise you on how long the replacement will need so you know when to collect your car later.

However please bear in mind that you have to bear the cost of replacing the solar film on your windscreen. Also, you have to notify NTUC Income prior to making any claims. Otherwise things can get complicated.

If you need additional features like Loss of Use benefit or want to go back to your authorized workshop for accident repairs, you must upgrade to the NTUC Drivo Premium or NTUC Drivo Premium Plus plan to enjoy these benefits.

Other than NTUC car insurance, Chartis car insurance and AXA car insurance are 2 reliable options you may use to insure your car with. To get quotes from these insurers as well as other recommended companies, please take one minute to fill up the form at www.motorinsurancesingapore.com

Friends Who Read the Above Article Also Read:

1. NTUC Car Insurance – Should You Sign Up For The Drivo Classic Plan or The Drivo Premium Plan?
2. NTUC Car Insurance – Third Party Liability Coverage, Medical Expenses & Personal Accident Benefits
3. Different Types of NTUC Car Insurance
4. Should You Buy NTUC Car Insurance or Chartis Car Insurance?
5. NTUC (Drivo Classic) – Summary of Main Benefits (Authorised Workshops)

There are many NTUC car insurance plans you can sign up for under NTUC Income. Thus there is bound to be a suitable motor insurance policy for you if you know what you want. The 2 most popular car insurance plans that car owners often choose are the Drivo Classic and the Drivo Premium Plan.

This article shows you what is covered in each of the motor insurance plan and which one you should go for.

Both motor insurance plans cover basic risks such as damage and loss due to fire or theft. This means that NTUC Income will compensate you if your car is burnt or gets stolen. On top of this, the insurer will pay for the repair costs needed to restore your vehicle after a collision.

Also, both insurance policies cover death or injury to third party and also compensate for damages to any property.

As a bonus, you can also replace your windscreen in case it breaks or suffer severe damage. However you are not allowed to use this benefit for chips or scratches.

Both Drivo Classic Plan and Drivo Premium Plan pays for your medical expenses incurred as a result of a car accident. You can claim up to $300 with the insurer in such cases. Also, you are entitled to claim up to $20,000 as Personal Accident compensation.

For each claim you make, an excess is applicable. The amount depends on factors such as your vehicle make and model as well as your age and driving experience. The excess will be computed along with the insurance premium so you know how much co-insurance you have to pay in the event of a claim.

On top of your policy excess, if an Unnamed Driver uses your car, he or she is subject to an Unnamed Driver Excess. Apart from this, additional excess is imposed if this authorized driver is below 27 years old or have less than 1 year’s driving experience.

If you meet with an accident bad enough such that your vehicle becomes dangerous to operate, a towing service is available to you at a moment’s notice.

What’s the Difference?

The main difference between the Classic Plan and the Premium Plan lies in the choice of workshop. The Premium plan allows you to go to your choice of workshop while the Classic Plan restricts you to its list of authorized workshops.

Some drivers will want to bring their car back to the distributor’s workshop while their car is still under the standard 3-year warranty. This is especially important if you own a continental car or if there are very few spare parts available for your particular car model.

If your car is under this category, the NTUC Drivo Premium Plan may be suitable for you. However you have to pay a little more for this flexibility. Therefore if this benefit is not essential for you, you may want to get the NTUC Drivo Classic plan instead. After all, you’ll save between 10% – 15% in premiums when you opt for this coverage.

Other than NTUC Income, reputable insurers such as AXA and Chartis (formally known as AIG) also offer reliable car insurance packages that you can rely on. To get quotes from these insurance companies as well as other recommended car insurers, check out the service at www.motorinsurancesingapore.com

Friends Who Read the Above Article Also Read:

1. NTUC (Drivo Classic) – Summary of Main Benefits (Authorised Workshops)
2. Different Types of NTUC Car Insurance
3. NTUC Car Insurance – Scope of Coverage For Your Vehicle (Own Damage and Loss )
4. Renewing Your NTUC Car Insurance Policy
5. NTUC Car Insurance – Third Party Liability Coverage, Medical Expenses & Personal Accident Benefits

This article sheds some light on the good, bad and ugly sides of each insurer.

NTUC Income, is a co-operative insurance society formed in 1970. It carries a wide range of personal and general insurance products that cater to the needs of many Singaporeans. Chartis was formally known as AIG. It has over 90 years of experience in customer service with a global reach in more than 160 countries and jurisdictions. These 2 companies are major players and has one of the largest market share in terms of car insurance in Singapore.

Whether you sign up for Chartis or NTUC, you will be sure to enjoy good stability that you won’t with insurers that are setup only a few years ago.

Car Insurance Plans

For comprehensive car insurance, both Chartis and NTUC offer Authorized Workshop as well as Any Workshop scheme. Other than comprehensive coverage, both companies have Third Party Fire and Theft as well as Third Party Only insurance. Compared to smaller companies, the range of products offered cater to many different drivers’ needs. Also, they are willing to underwrite some sports and high-performance cars, setting themselves apart from smaller players in the market.

Network of Affiliated Workshops

If you want to go for an Authorised Workshop plan, you can compare their network of authorized workshops by clicking on the links below.

For NTUC:  NTUC-AuthorisedWorkshops.pdf

For Chartis:  Chartis-AutoplanWorkshop.pdf

Distributor Workshop Scheme

Under Chartis Authorised Workshop Plan, if your car is under 3 years of age and is still under warranty, you can bring it back to your car dealer’s authorized workshop for accident repair. This, however, does not apply to parallel import cars. NTUC, on the other hand, does not have this benefit. Under their Authorised Workshop Plan, you have to bring your car to any of their authorized workshops whether or not your car is still under warranty.

Loss of Use Benefit (Courtesy Car or Reimbursement)

Chartis has a very interesting way to set your heart at ease if your car requires more time for repair. They send you a replacement car to you. What convenience. Like many insurers, there is a limit to this benefit…you can use their car for up to 10 days.

For NTUC, this benefit is also available if you are willing to pay an additional premium of $100 (+ GST) to upgrade your policy from the Classic Plan to the Classic PLUS plan.

With NTUC Classic Plus plan, you can get a transport allowance of up to 7 days if your repair exceeds 3 days. However this does not apply for windscreen repairs/replacements, theft, total loss claims, or delays due to spare parts unavailability.

NCD Protector

Both insurers (NTUC and Chartis) offers NCD protection for 50% NCD holders. This additional benefit is priced at 10% of your car insurance premiums.

This benefit has its pros and cons, like any other features. If you protect your NCD, you can still retain it even after you claim from the insurance company. However the NCD protection can only be applied to your existing insurer. This means if you want to switch to another insurer, they will calculate the premiums with the reduced (lower) NCD.

Waiver of Excess

Chartis rewards policy holders with a Waiver of Excess benefit. If your NCD is at 50%, you enjoy $600 waiver of excess. If your NCD is below 40% and below, you can enjoy $300 waiver of excess. Nevertheless this does not apply to buy up excess, if any.

For NTUC, this benefit is also applicable with an additional premium of $100 (+ GST). Similar to the loss of use benefit, you enjoy a Waiver of Excess when you insure your car under the Classic PLUS plan rather than the Classic Plan.

Windscreen Repair

You can repair or replace your windscreen in case it is damaged. This feature is included into your policy free. There is an excess of $100 (+ GST) for both NTUC and Chartis before the insurance payout, though.

Personal Accident

Your car insurance covers your personal accident costs too. This is provided the injury is sustained during the course of a car accident. NTUC insures $20,000 for personal accident while Chartis insures $50,000.

Towing

After an accident, you can choose to tow your car back to the workshop. There are good reasons why you may need this feature. First, your car may be badly damaged and could be dangerous to handle. Secondly, you may be in a state of shock. Under such circumstances, it is not advisable to handle any machinery, including a car.

NTUC provides free towing up to $200. This is more than sufficient to get your car from one point to another. Chartis offers the same. On top of that, under Chartis, you can call for their towing assistance even for mechanical breakdowns.

Medical Benefits

Many car insurance policies offer medical benefits along with a plethora of other benefits. For both NTUC and Chartis, they pay up to $300 for medical claims incurred as a result of a car accident.

Payment Method

Big insurance companies make it easy for you to pay. They accept Cash, Cheque or Credit Card. On top of this, you can opt for either 6-month or 12-month installment plan under credit cards issued by banks such as DBS, POSB or UOB.

To conclude, it may seem like one car insurance policy has more benefits than the other. In actual fact, you have to know how much each insurer is charging you before you can come to a useful conclusion when deciding which insurance policy to take up. This is true for any insurer in the market.

If you want to get as many as 12 car insurance quotes from every established and reputable insurance company in Singapore (and compare their benefits), use the tool at www.motorinsurancesingapore.com

Friends Who Read the Above Article Also Read:

1. Different Types of NTUC Car Insurance
2. Protecting Your Car With Chartis AutoPlan Car Insurance
3. NTUC Car Insurance – Scope of Coverage For Your Vehicle (Own Damage and Loss )
4. NTUC Car Insurance – Should You Sign Up For The Drivo Classic Plan or The Drivo Premium Plan?
5. Renewing Your NTUC Car Insurance Policy

Here are some car insurance plans you can find at NTUC Income:

1. Classic Plan

NTUC’s classic plan is one of the most popular in the market. It compensates you for loss or damage due to fire or theft. On top of this, you can cover the repair or replacement cost of your windscreen at any NTUC Income’s appointed windscreen workshop.

This policy restricts your repairs to NTUC Income’s Quality Workshops. Nevertheless with this arrangement, your car insurance can be more competitive than the Premium Plan.

For medical expenses, you can claim up to $300. NTUC offers personal accident benefits of $20,000. As with most car insurance policies, towing service is provided up to $200. This is sufficient for almost every towing job.

Finally, the Classic Plan compensates any death or injury to third party and also damages to any third party property.

2. Premium plan

The Premium Plan differs from the Classic Plan such that you can go to any workshop for accident repair.  All other benefits remain the same as the Classic Plan.

3. Classic Plus and Premium Plus Plans

The Classic Plus and Premium Plus Plans are upgrades from the Classic and Premium Plans. With additional premium, you can claim daily transport allowance should your car take more than 3 days to repair. Nevertheless you can only claim up to 7 days. So you have to decide if this feature is suitable for you…or not.

4. Third Party fire and theft

The third party fire and theft (TPFT) policy only covers for loss or damage by fire or theft. All other third party compensation remains the same as a comprehensive coverage.

5. Third Party Only

A third party only (TPO) insurance is quite similar to the third party fire and theft coverage. However a TPO policy does not cover any loss or damages by fire or theft.

It is not difficult to get the right car insurance for your vehicle since there are so many plans available. Many drivers opt for the classic plan since it is both affordable and comprehensive. For others who want additional benefits and protection, they can go for the Premium Plan or even the Premium Plus plan.

Friends Who Read the Above Article Also Read:

1. NTUC Car Insurance – Should You Sign Up For The Drivo Classic Plan or The Drivo Premium Plan?
2. Should You Buy NTUC Car Insurance or Chartis Car Insurance?
3. NTUC Car Insurance – Scope of Coverage For Your Vehicle (Own Damage and Loss )
4. NTUC Car Insurance – Third Party Liability Coverage, Medical Expenses & Personal Accident Benefits
5. Cancelling Your NTUC Car Insurance Policy

In order to decide which plan to take up, you’ll have to look at the main differences between these plans. Then get a feel on which one suits your needs best.

Here, I’ve highlighted some differences you may consider important:

• Choice of Workshop

Both Chartis AutoPlan and Chartis AutoPlus insurance give you Comprehensive Coverage over your car. The key benefit of choosing AutoPlan allows you to visit any workshop for accident repair while AutoPlus does not.

This can be important for some drivers for 2 reasons.

First, you may want to visit your regular mechanic for both maintenance and repair. After all, it’s always good to know where to go and who to call when something happens. Nevertheless for car owners who are not as close to their mechanics, this may not be a significant benefit.

Secondly, your car may still be under warranty. If any hard-to-find car part is damaged, your distributor’s workshop may be able to find them faster. This is because they are likely to have a bigger inventory when compared to other workshops that do not specialize in any brands.

Fortunately, whether you opt for AutoPlus or AutoPlan, you can go back to your car agent’s affiliated workshop for repairs.

• Personal Accident Coverage

With Chartis AutoPlan, you are paid $20,000 on top of other personal accident or life insurance plans you have, in case of death or permanent disability due to an accident while traveling in your car. What this means is you will never be overpaying for your personal accident coverage. You can claim from your car insurance plan as well as any other personal accident plans you buy.

(Contrast this to Chartis AutoPlus that offers $50,000 personal accident coverage.)

When you buy Chartis car insurance, be it AutoPlus or AutoPlan, there are different benefits you can enjoy.

For example, they have a complementary New-for-Old Replacement benefit. In case your car is damaged (beyond economical repair) and has to be scraped, Chartis will pay you the full purchase price to buy a brand new car of the same model. This is provided your vehicle is less than 12 months old from the initial registration with LTA. In other words, you get a new car for free.

Also, Chartis provides up to S$800 insurance for your car key. In the event of theft, robbery or break-in, Chartis will compensate you for the cost of replacing your vehicle lock and car key. If you need to engage a locksmith or towing services company because you left your keys locked in your car, Chartis covers this too. The only cost you have to pay is $50 for excess.

Friends Who Read the Above Article Also Read:

1. Should You Buy NTUC Car Insurance or Chartis Car Insurance?
2. NTUC Car Insurance – Should You Sign Up For The Drivo Classic Plan or The Drivo Premium Plan?
3. NTUC Car Insurance – Scope of Coverage For Your Vehicle (Own Damage and Loss )
4. Renewing Your NTUC Car Insurance Policy
5. NTUC Car Insurance – Third Party Liability Coverage, Medical Expenses & Personal Accident Benefits

What comparing car insurance quotes do for you is identify the insurer that favors your car-driver profile the most. For example, one insurer prefers Honda while another prefers Hyundai. And this insurer may prefer insuring drivers between the age of 35 to 45 while another may prefer drivers above 50 years old. These differences arise due to the claims experience (history) of the individual company.

Just by spending a little time, you can achieve substantial savings every year on your car insurance. And if it’s mandatory to get motor insurance coverage, why not make your money work harder for you?

These savings can help you find your next vacation or another big-ticket item that you might have been saving up for. By the same token, it can easily pay off other debt. But wait…

…isn’t it very time consuming and troublesome to compare so many motor insurance quotes?

Fortunately it is now easier to compare car insurance quotes than before…with the help of the Internet. In the past, you will have to fork out a few hours of your precious time just to compare about 7 or 8 quotes. And it can be quite frustrating talking to some insurers whose phone line is perpetually engaged.

Just by spending about 2 minutes on a simple form, you can get as many as 12 or more quotations. This is enough for you to determine if your current insurer is the cheapest…or not.

One reliable place to get several car insurance quotations and compare their features and benefits at one glance is www.MotorInsuranceSingapore.com. You’ll only need to spend 2 minutes of your time in exchange for more than 12 quotations from various reputable car insurance companies in Singapore.

Friends Who Read the Above Article Also Read:

1. Renewing Your NTUC Car Insurance Policy
2. No-Claim Discount (NCD) for Car Insurance Policies
3. Should You Buy NTUC Car Insurance or Chartis Car Insurance?
4. NTUC Car Insurance – Scope of Coverage For Your Vehicle (Own Damage and Loss )
5. NTUC Car Insurance – Third Party Liability Coverage, Medical Expenses & Personal Accident Benefits