Archive for the 'Car Insurance Summary' Category

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Liberty Insurance – Summary of Main Benefits (Authorized Workshops)


Car Insurance Singapore

Liberty Insurance – Summary of Main Benefits (Authorized Workshops)

Windscreen Coverage $100 + 7% GST Excess is applicable & Free Reinstatement
Loss Of Use Courtesy car provided (for up to 5 days)
NCD Protector 10% premium is payable
PA for insured / passengers $50,000
Towing Service Free – for accident
Waiver of Excess Nil
Workshop Authorized Workshops Only
Excess for Young / Inexperienced Driver / Unnamed driver $3,000 – Additional Excess for Young, Elderly & Inexperienced Drivers. $1,100 – Unnamed Drivers
Installment Plan No
Payment Method Cash/Cheque/Credit Card

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OAC (Drive & Save) – Summary of Main Benefits (Authorised Workshops)


Car Insurance Singapore

OAC (Drive & Save) – Summary of Main Benefits (Authorised Workshops)

Windscreen Coverage $0 Excess & $50 for Reinstatement
Loss Of Use Nil
NCD Protector 10% premium is payable
PA for insured / passengers $20,000
Towing Service Free (only for accident)
Waiver of Excess 40% & 50% NCD: waives off 100% of excess. 30% NCD & below: waives off 50% of excess
Workshop Authorised Workshop. If new car is still under 3 year warranty from distributor/Agent, OAC allows driver to go back to distributor workshop for repair
Excess for Young / Inexperienced Driver / Unnamed driver Unnamed – (Age < 22): $2,000. Unnamed – (Age > 22 & < 3 years driving exp): $1,500. Unnamed – (Age > 22 & > 3 years driving exp): $500. Named – (Less than 3 years driving experience): $ 1,000 + Original excess (of insured)
Installment Plan Yes, only by OCBC credit card only
Payment Method Cash/Cheque/Credit Card

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MSIG – Summary of Main Benefits (Any Workshop)


Car Insurance Singapore

MSIG – Summary of Main Benefits (Any Workshop)

Windscreen Coverage $0 Excess & Free Reinstatement (unlimited)
Loss Of Use Nil
NCD Protector Only applicable for those with 50% NCD, additional 10% premium is payable
PA for insured / passengers $20,000 / $10,000
Towing Service Free – for accident
Waiver of Excess Nil
Workshop Any Workshop
Excess for Young / Inexperienced Driver / Unnamed driver Additional $2,000 excess will apply to any authorized driver (other than the policy holder/primary driver) who is 26 years old or below and/or holder of a qualified driving license of less than 2 years
Installment Plan Not available
Payment Method Cash/Cheque/Credit Card

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